Islamic Social Finance (ISF) is a philanthropic framework aimed at enhancing societal and economic well-being through ISF instruments such as Zakat (mandatory almsgiving), Waqf (charitable endowment) and Sadaqah (voluntary charity). These platforms serve as foundational mechanisms for promoting social welfare and equitable wealth distribution, hence, fostering financial inclusion within society. However, the are several challenges in ensuring an effective ISF management, and lack of comprehensive understanding of ISF remains prevalent within the society. The objective of this study is to propose several digital solutions such as mobile apps and Artificial Intelligence (AI) driven tools, integrating financial education practices to promote financial inclusion and enhance ISF management efficiency. This study employs library research and analyzes relevant academic and industry articles. It concludes with recommendations for consideration by the authority.

How to Cite

Nur Kamalin Mastura Abdullah, & Dk Siti Nor Adriana binti Pg Norhusaini. (2025). The Future of Islamic Social Finance: “Can Digital Solutions Bridge the Financial Gap?”. IEco | Islamic Economics Journal, 3(1), 210–221. Retrieved from https://unissa.edu.bn/journal/index.php/ieco/article/view/1341